by paylogue | Sep 20, 2023 | Analysis, Banking & Finance, Fintech
Previously 100% of Fintech funding to Africa would come from external investors, perhaps with the exception of the AFDB. But in the past 8 months, 3 African Fintechs have pledged to invest a combined $87 Million USD across 2 countries. Let’s take a look. A. Nala:...
by paylogue | Sep 7, 2023 | Analysis, Banking & Finance, Fintech
The New-ish World of Sweat Equity as Business Collateral. Sweat equity is when Business owners use their time and effort to contribute to the success of a company. Traditionally Businesses use assets like land, deposits, and housing to get loans. When a business is...
by paylogue | Sep 7, 2023 | Analysis, Banking & Finance, Fintech, PayTech
Picture this: You live in Africa and you want to buy a box of aromatic coffee beans from Ethiopia or quality leather from Northern Nigeria. You finally locate a Seller and you want to make Payments. These are likely scenarios that could play out: You will be unable to...
by paylogue | Sep 7, 2023 | Analysis, Fintech
REASONS A FINTECH WOULD CONSIDER IT AS A CAPITAL OPTION Fintechs have different ways of raising capital to explore business opportunities. These are some of the reasons Fintechs raise money: – To explore the initial idea which might require a lot of R&D...
by paylogue | Mar 23, 2023 | Analysis, Fintech
The Critical factors that have positioned this country as a major fintech zone in Africa. The first question to ask is if it is worthwhile understanding South Africa. We answer by asking why not? Let’s take a look at some facts about SA. They are the only African...
by paylogue | Mar 16, 2023 | Analysis, Banking & Finance, Fintech
#ILearnPayments Series — Vol 1 The average Fintech executive operating in the largest market in Africa is ending 2022 on an unsure note. It’s less to do with their competence and more to do with the avalanche of updates from the Apex Bank of Nigeria — the CBN. As we...
